Last updated: Sept 1st 2023
This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.
We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
For the purposes of this Privacy Policy:
We may collect information that you provide through our website, including
when you complete an online form. The information we collect may be
Personal Data, Google Data, Usage Data or Device Data.
While using Our Service, We may ask You to provide Us with certain data that may be identified as Personal Data. Personally identifiable information may include, but is not limited to:
As part of our Services and add-ons you may grant Payable Inc. access to data available within Your Google accounts. You are responsible for ensuring that the collection and use of any information on Your Google account, including through Google Sheets or other Google applications You use, conforms to local laws, and in particular, complies with regulations related to the collection, use, distribution and storing of Personal Data.
We only transfer the minimum amount of data elements required to facilitate a payment with your payment provider on your behalf and update the payment status on Your Google documents.
Google Data will not be shared with any third party except to provide You customer service, to facilitate the Services and with the user-linked payment provider You have selected and consented for Us to connect with in order to facilitate payments.
If you choose to use our optional calendar integration, we will authenticate your Google Calendar account to gather your calendar data, including event titles and descriptions, emails of invitees on those events, locations of events, and other calendar metadata. Because of the way that Google Calendar access is configured by Google, all of your Google Calendars will be accessible to us – however – we will only access the calendars you give us permission to access. Online calendars such as Google Calendar are constantly accessible via their respective interfaces. We can, and at times, will store certain calendar data temporarily to improve performance (caching). In either case, calendar data on Payable can be deleted at any time.
Payable Inc.use and transfer of information received from Google APIs to any other app will adhere to Google API Services User Data Policy, including the Limited Use requirements.
We do not collect any card payment data you share through the Service.
The payment data you provide is sent directly to your payment provider through the Service and the security for such data is the responsibility of the payment provider. We receive confirmation of payment details which we share with You.
Usage Data is collected automatically when using the Service and is information about your Device and the use of our Service. We may use this information to
improve the Service and enhance security measures.
Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.
We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.
We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:
Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser.
We use both Session and Persistent Cookies for the purposes set out below:
Type: Session Cookies
Administered by: Us
Purpose: These Cookies are essential to provide You with Service available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the Services that You have asked for cannot be provided, and We only use these Cookies to provide You with those Services.
Type: Persistent Cookies
Administered by: Us
Purpose: These Cookies identify if users have accepted the use of cookies on the Website.
Type: Persistent Cookies
Administered by: Us
Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website.
The Company may use Personal Data for the following purposes:
We do not share your personal information with any third party or for marketing purposes without your consent.
We may share Your personal information in the following situations:
The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.
The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.
Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.
Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.
The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.
If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.
Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).
The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:
The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.
Personal Data may be stored and processed in any country where we
engage Service Providers. Service Providers are carefully selected and are required to sign a contract that requires them to protect your personal information just as we would. Services Providers are only given access to personal information necessary to perform the services in the agreement.
We keep your Personal Data for only as long as it is needed for the
purposes we have described in this Privacy Policy, in accordance with our retention policies, or as otherwise required to meet legal requirements.
Unless legal restrictions apply, you have the right to access the personal
information we hold about you free of charge. You must send your request in
writing to [email protected]. We will respond to your request within 30 days of receipt, unless we inform you that it will take longer, as permitted by law under certain circumstances.
We do not knowingly collect personally identifiable information from anyone
under the age of 13, unless it is with the consent of a parent or guardian of the
child. If you are a parent or guardian and you are aware that your child has
provided us with personal information without your consent, please contact Us. If we become aware that we have collected personal information from anyone under the age of 13 without verification of parental consent, we will take steps to remove that information from our systems.
Under California Civil Code Section 1798 (California's Shine the Light law), California residents with an established business relationship with us can request information once a year about sharing their Personal Data with third parties for the third parties' direct marketing purposes.
If you'd like to request more information under the California Shine the Light law, and if You are a California resident, You can contact Us using the contact information provided below.
California Business and Professions Code section 22581 allow California residents under the age of 18 who are registered users of online sites, services or applications to request and obtain removal of content or information they have publicly posted.
To request removal of such data, and if You are a California resident, You can contact Us using the contact information provided below, and include the email address associated with Your account.
Be aware that Your request does not guarantee complete or comprehensive removal of content or information posted online and that the law may not permit or require removal in certain circumstances.
Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party's site. We strongly advise You to review the Privacy Policy of every site You visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
We may update Our Privacy Policy from time to time.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page as indicated by the "Last updated" date at the top of this Privacy Policy.
We will notify You know via email or a prominent notice on Our Service when any changes to the Privacy Policy are made.
If you have any questions, comments or complaints about this Privacy Policy or how We handle your personal information, please contact us:
By writing to Our Privacy Officer at: Payable Inc., 6D - 7398 Yonge St 1164, Thornhill, ON L4J8J2, Canada
If you have a complaint, you also have the option of contacting the Canadian federal privacy commissioner and privacy commissioner of your province or state.
